It is strongly advised to get travel insurance. Choose the travel insurance coverage that meets your needs. Most airlines, cruises, package tours and trips have cancellation and change penalties. By purchasing travel insurance you can guard against such losses, as well as travel delays, lost luggage, and medical emergencies. The cost of travel insurance is minimal and has saved many clients hundred of dollars. If you have preexisting health conditions, the insurance will need to be purchased at the time of booking. Please call regarding details.